Evaluation Rules
The evaluation is a single-phase performance test where you trade a simulated account and must hit a profit target without breaking any risk rules. Once you pass, Vault grants you access to a funded account where you can earn real payouts.
There is no time limit. You have unlimited trading days to reach your target — as long as you stay within the drawdown and daily loss constraints the evaluation remains active.
| Plan | Profit Target | Evaluation Fee |
|---|---|---|
| $25K | $1,500 | $250 |
| $50K | $3,000 | $350 |
| $100K | $6,000 | $450 |
Profit is measured as the net gain above your starting balance. Unrealized (open) positions do not count toward the target — only closed trades are included.
No single trading day can contribute more than 30% of your total cumulative profit at any point during the evaluation.
Example: Your $50K evaluation has a $3,000 profit target. If your total profit stands at $2,400, no single day's net gain can exceed $720 (30% of $2,400). If you earn $800 in one day, that day's contribution exceeds 30% and the evaluation is failed.
The rule is checked dynamically — it applies to your running total, not just the final number. The same 30% rule applies on your funded account when calculating qualifying days for payouts.
Yes — all plans require a minimum of 5 trading days before you can pass the evaluation, regardless of how quickly you hit the profit target. A trading day counts only if you open and close at least one position during that session.
This minimum applies to both the evaluation phase and the funded account's qualifying day requirement for payouts.
Vault currently supports intraday trading only. All positions must be closed before market close each day. Open positions at end-of-session will be closed automatically and any resulting profit or loss applied to your account.
This rule applies to both evaluation and funded accounts. Weekend holds are not permitted on any plan.
The evaluation ends immediately when any rule is breached — trailing drawdown floor hit, daily loss limit exceeded, or consistency rule violated. Your account is locked and you'll receive an email summary of the breach.
You can re-enter the evaluation at any time by purchasing a new plan. Your previous performance does not carry over.
Drawdown & Loss Limits
The trailing drawdown sets a dynamic floor beneath your account balance. It tracks the highest balance your account has ever reached and places a floor a fixed distance below that peak. If your account balance ever touches or falls below the floor, the evaluation or funded account is terminated.
The floor moves upward only as your balance grows — it never drops back down even if you lose trades afterward.
| Plan | Trailing Drawdown | Starting Floor |
|---|---|---|
| $25K | $1,500 | $23,500 |
| $50K | $2,500 | $47,500 |
| $100K | $3,000 | $97,000 |
Example ($25K plan): You start at $25,000. Your floor begins at $23,500. If you grow the account to $26,500, the floor rises to $25,000. If you then lose $500, your balance is $26,000 — still safely above the floor. The floor does not drop back.
The daily loss limit is a hard cap on how much you can lose within a single trading session. It resets each day at market open.
| Plan | Daily Loss Limit |
|---|---|
| $25K | $750 |
| $50K | $1,250 |
| $100K | $1,500 |
The daily loss is calculated from your start-of-day balance. All open and closed positions are included. Breaching the daily loss limit ends the evaluation immediately — even if the trailing drawdown floor has not been reached.
Yes. The trailing drawdown floor is calculated using your real-time account equity, which includes any open position gains or losses. If a position moves favorably and your equity rises to a new high, the floor will trail up — even before that trade is closed.
This means you should be mindful of large open winners. If the market reverses sharply, the floor may have already moved up and you could breach it even if the closed-trade P&L looks acceptable.
On a funded account, your maximum open (unrealized) loss at any point in a session cannot exceed 30% of your start-of-day profit balance.
Example: If you begin the day with $1,200 in cumulative profit, your maximum open drawdown for that session is $360 (30% of $1,200). If your unrealized losses exceed $360 at any moment, positions may be closed and the day's qualifying status forfeited.
This rule only applies on funded accounts and is separate from the trailing drawdown and daily loss limit.
Payout Rules
Once you pass the evaluation, your funded account accumulates a profit balance from live trading sessions. You can request a payout once you have met the qualifying day requirements. Payouts are processed within 1–3 business days and deposited directly to your verified withdrawal method.
You keep 90% of all profits. Vault retains 10% as a platform fee. There are no hidden deductions.
A qualifying day requires all of the following to be true for that session:
- You closed at least one trade during the session.
- Your net profit for the session is at least $100.
- That day's profit does not exceed 30% of your total cumulative profit (consistency rule).
- Your open loss at no point exceeded 30% of your start-of-day profit balance.
You need a minimum of 5 qualifying days before submitting a payout request.
| Plan | Max Per Payout Request |
|---|---|
| $25K | $1,500 |
| $50K | $2,500 |
| $100K | $3,000 |
If your profit balance exceeds the per-request cap, the remainder stays in your account and you can request additional payouts after accruing further qualifying days. There is no cap on total lifetime payouts.
After your first payout, you can request a new payout every 14 calendar days, provided you have accumulated at least 5 new qualifying days since your last request. The 14-day clock resets after each approved payout.
There is no limit to how many payouts you can receive over the lifetime of a funded account.
Vault currently supports the following withdrawal methods:
- Bank wire transfer (domestic and international)
- Cryptocurrency — USDC and USDT on major networks
- PayPal — available in supported regions
Your withdrawal method must be verified before your first payout request is processed. Verification typically takes 24–48 hours after document submission.
If you breach the trailing drawdown floor, daily loss limit, or consistency rule on a funded account, the account is suspended. Any profit you have already been paid out is yours to keep.
Profits that were accrued but not yet requested as a payout are forfeited when a funded account is breached. To resume trading, you must purchase a new evaluation.
Simulated Capital
Vault accounts — both evaluation and funded — operate with simulated capital. This means the account balance you see ($25K, $50K, $100K) is not real money deposited into a brokerage. Instead, it is a notional balance used to size your trades and calculate your profit and loss.
Simulated capital allows Vault to offer large account sizes at low entry fees while still measuring your trading ability accurately. Your profits are real — they are calculated from your simulated performance and paid out in real money from Vault's operational funds.
Profits are calculated using real market prices from the prediction market feeds integrated with Vault. Your position size is determined by your simulated balance and the contracts or shares you trade. The resulting P&L mirrors what you would have earned trading the same positions with real money.
Vault uses live bid/ask prices including realistic spread. You are not trading against a synthetic market — prices reflect actual prediction market outcomes in real time.
Vault maintains operational reserves to fund trader payouts. The evaluation fee model generates revenue that covers payout obligations. Payout amounts are capped per request (by plan) partly to ensure sustainable payouts across all active funded traders.
As with any proprietary trading firm structure, payouts are obligations of Vault as a company, not claims on a segregated brokerage account. We recommend reading our Terms of Service for the full legal framework governing payout obligations.
The funded buffer is your account's effective starting equity on the funded account — the plan's nominal size plus an additional buffer above the trailing drawdown floor. This means you start with some breathing room before the trailing drawdown becomes relevant.
| Plan | Nominal Size | Funded Buffer (Starting Equity) |
|---|---|---|
| $25K | $25,000 | $26,600 |
| $50K | $50,000 | $52,600 |
| $100K | $100,000 | $103,100 |
The buffer is additional simulated equity — it is not an extra payout. It exists so that small early losses do not immediately push you to the drawdown floor.
Funded Account
Purchase an evaluation plan, trade the simulated account, and pass all of the following criteria:
- Reach the profit target for your plan.
- Never breach the trailing drawdown floor.
- Never exceed the daily loss limit on any single day.
- Keep any single day's profit under 30% of total cumulative profit.
- Complete at least 5 trading days.
Once all criteria are met, your funded account is activated within 24 hours and you'll receive login credentials by email.
Most rules carry over. The trailing drawdown, daily loss limit, and 30% consistency rule all remain active on the funded account. Two additional rules apply only on the funded account:
- Qualifying day minimum ($100 net profit) — each payout-eligible day must clear $100 net profit.
- 30% max open-loss rule — your intraday open loss cannot exceed 30% of your start-of-day profit balance at any point.
There is no profit target on a funded account — you simply need to stay within the risk rules and accumulate qualifying days to request payouts.
Vault plans to introduce a scaling program in a future update. Consistently profitable traders will be eligible for increased account sizes without needing to repurchase an evaluation. Details will be announced when the program launches.
Currently, if you want access to a larger account, you can purchase a higher-tier evaluation plan at any time.
Platform & Markets
Vault gives access to a curated set of active prediction markets spanning:
- Politics & Elections — election outcomes, legislative votes, approval ratings
- Economics — Fed rate decisions, CPI prints, GDP releases
- Geopolitics — treaty outcomes, conflict events, diplomatic milestones
- Sports — championship outcomes, player awards, season results
- Technology & Business — product launches, earnings beats, M&A events
The market catalogue is updated regularly. Live markets are shown in your dashboard with real-time prices and liquidity.
When a market resolves, open positions are settled at the resolution price — $1.00 per contract if the outcome you hold resolves "Yes", or $0.00 if it resolves "No". Your P&L is credited or debited to your simulated account instantly upon resolution.
Markets that resolve unexpectedly (ambiguous outcome, voided event) are settled at the last available mid-price. Vault follows the resolution rules of the underlying market platform.
Account & Billing
Evaluation fees are non-refundable once the account is activated and any trade has been placed. If you have not yet placed a trade, contact support within 24 hours of purchase for a refund review.
Evaluation fees remain non-refundable, including for traders who pass the evaluation and receive a funded account. Vault does not charge a recurring subscription or maintenance fee on funded accounts.
Yes. You may hold an unlimited number of evaluation accounts. You may also run a maximum of 2 funded accounts at a time, of any size.
Each account is governed by its own rules independently — a breach on one account does not affect others.
Vault is available to traders in most countries worldwide, including the United States. The following jurisdictions are currently restricted due to regulatory constraints:
- OFAC-sanctioned countries
- Countries with blanket prediction market bans
Eligibility is verified at checkout. If your country is not supported at signup, you'll be notified immediately and will not be charged.
You can reach the Vault support team via the in-app chat (available in your dashboard after login) or by emailing support@vaulttrading.io. Support is available Monday–Friday, 9 AM–6 PM EST. Response times are typically under 4 hours during business hours.
For urgent account issues (e.g., a suspected erroneous breach), flag your ticket as "Urgent" and include your account ID for priority handling.